Nirman Shramik Jeevan va Bhavishya Suraksha Yojana

About This Scheme

Launched in 2016, the scheme "Nirman Shramik Jeevan va Bhavishya Suraksha Yojana" (Construction Workers Life and Future Security Scheme) by the Building and Other Construction Workers Welfare Board, Government of Rajasthan aims to provide financial security and social protection through insurance and pension benefits to the registered construction workers and their families. Through this scheme, benefits under the Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, and Atal Pension Yojana are provided to eligible registered construction workers. This comprehensive scheme complements other initiatives like the Construction Workers Tools/Toolkit Assistance Scheme, Construction Workers Education and Skill Development Scheme, and Construction Workers Sulabh Yojana.

Eligibility

1. The applicant must be registered as a beneficiary with the Building and Other Construction Workers Welfare Board. 2. The applicant must have a savings bank account in their name. 3. The applicant must be eligible for membership under the following schemes: - Pradhan Mantri Suraksha Bima Yojana (PMSBY) - Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) - Atal Pension Yojana (APY) 4. The applicant must provide consent to their bank for the deduction of premium/contribution from their savings account. 5. The applicant must have gotten the annual premium/contribution amount deducted from their savings account.

Benefits

Pradhan Mantri Suraksha Bima Yojana (PMSBY) - 100% reimbursement of annual premium amount (₹12) - Premium amount is fully reimbursed through electronic transfer - No partial reimbursement option is available - Beneficiary must show proof of premium deduction in bank passbook Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) - 50% reimbursement of the annual premium amount - Total premium: ₹330 - Reimbursement amount: ₹165 - Remaining ₹165 to be borne by the beneficiary - Must provide proof of full premium deduction from bank account Atal Pension Yojana (APY) - 50% reimbursement of the annual contribution amount - Specifically for the ₹1,000 monthly pension plan - Reimbursement is calculated based on the average annual contribution - Beneficiary must continue paying their share to maintain scheme validity - Must show proof of contribution deduction from bank account

How to Apply

Where This Comes From

This scheme was sourced from myScheme, the Government of India's official Central+State scheme discovery portal, and reviewed by an editor before publishing. Use the button above to read the full details and apply directly on the official source.