Kera Suraksha Insurance Scheme
Ministry Of Agriculture and Farmers Welfare
About This Scheme
The "Kera Suraksha Insurance Scheme," under the Ministry of Agriculture and Farmers Welfare and implemented by the Coconut Development Board, provides coverage for Coconut Tree Climbers (CTC), Neera Technicians, and Coconut Harvesters in all coconut-growing states. The scheme offers a sum assured of ā¹7.00 lakhs for 24-hour accident-related risks, including death. The annual premium is ā¹956, with ā¹717 covered by the Board and ā¹239 paid by the beneficiary via DD or online mode. > Objective: 1. The aim is to attract unemployed youth to show more interest in the agriculture sector. 1. To overcome the shortage of coconut tree climbers, the Board launched a skill development program called 'Friends of Coconut Tree (FoCT). 1. Interested youths were imparted training on coconut tree climbing with a machine specially developed for the purpose as well as on scientific management of the palm, plant protection techniques, and other related activities.
Eligibility
1. The applicant should be a Coconut Tree Climber/Neera Technician/Coconut Harvester/Trainee. 1. The age of the applicant should be between 18 to 65 years. > Responsibilities of Climbers /Harvesters/Neera Technicians/Trainees(Beneficiaries): 1. Submit applications for insurance under the insurance scheme in the prescribed format with all mandatory documents. 1. Payment of his/her/their share of premium prescribed by the Board by way of demand draft/ online mode. 1. Safe custody of policy document/ policy number received from the Board 1. Intimation of accident within 72 hours of its occurrence to Board. 1. Submission of claim form along with mandatory documents to Board, in case of accidents-related hospital expenses/death, for getting benefits under the scheme.
Benefits
1. Components under the scheme and present compensation: Sl. No.Benefits available - due to accidents onlySum insured1Death/Permanent Total disabilityā¹7,00,000/-2Permanent Partial Disablement ā¹3,50,000/-3Hospital expenses reimbursement (minimum 24 hours hospitalization)ā¹2,00,000/- 4Ambulance chargesā¹3,500/-5Weekly Compensation in case of TTDā¹21,000/- (Maximum 1 claim in a year for a maximum of six weeks @ā¹3,500/- per week)6Bystander expenses in case of hospitalizationā¹3,000/- (Maximum for 15 days @ ā¹200 per day)7Funeral expenses in case of accidental death (subject to production of bills)ā¹5,500/-2. For the trainees ongoing the skill development training of the Board viz. Friends of Coconut Tree (FoCT)/Neera Technician Training Programme, the first-year premium is fully borne by the Board from the date of commencement of training.
How to Apply
Where This Comes From
This scheme was sourced from myScheme, the Government of India's official Central+State scheme discovery portal, and reviewed by an editor before publishing. Use the button above to read the full details and apply directly on the official source.