Term Loan Scheme (GSKVN)

About This Scheme

The "Term Loan Scheme" is implemented by the Gujarat Safai Kamdar Vikas Nigam (GSKVN) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to uplift safai kamdars (scavengers) and their dependents by providing financial assistance in the form of term loans to help them take up various trades or professions for self-employment. The scheme also aims to integrate them into the mainstream society by enabling them to move away from the traditional, inhuman, and hazardous occupation of manual scavenging and lead a life of dignity. Under this scheme, beneficiaries are eligible to receive term loans ranging from ₹1,00,000 to ₹15,00,000 to start income-generating self-employment activities or projects. The scheme is implemented with the support of the National Safai Karamcharis Finance & Development Corporation (NSKFDC), New Delhi, in collaboration with the State Government, through the Gujarat Safai Kamdar Vikas Nigam.

Eligibility

1. The applicant should be a resident of Gujarat. 1. The applicant should be a scavenger/sanitation worker or a dependent of one. 1. The applicant should be willing to use the loan for starting income-generating self-employment activities or projects.

Benefits

*Loan Amount:*__ - loans from ₹1,00,000/- to ₹15,00,000/- are provided at an interest rate of 6% for various businesses.

How to Apply

Where This Comes From

This scheme was sourced from myScheme, the Government of India's official Central+State scheme discovery portal, and reviewed by an editor before publishing. Use the button above to read the full details and apply directly on the official source.